Reference

Library

Checklists, partner publications and insurance resources. Vetted for our landscape — oak savanna, chaparral, mixed rural residential.

Looking for what to actually do?

This page is reference material. If you want the seven things to do to your property, in order, that’s a different page — and it’s the one most people want.

Start Here
The question we get most

Insurance

Non-renewals and premium jumps are the reason most people in this valley start paying attention. These are the three places worth knowing about.

Safer from Wildfires

California Department of Insurance framework setting out what mitigation carriers are required to recognize — and what discounts you can ask for by name.

CDI · Safer from Wildfires

United Policyholders

Non-profit consumer advocacy. Practical help with non-renewals, appeals, understanding your policy, and the FAIR Plan.

UP Resource Center

Ventura County specifics

United Policyholders’ Ventura County page — local carrier behavior, local programs, and what neighbors here are running into.

UP Ventura County
If your community is Firewise-recognized, download your certificate.

Many carriers ask for proof of recognition, and it lives on your community’s page. If your community isn’t recognized yet, that’s a fixable problem.

Find your community →

Where we send people

Trusted sources

Four organizations whose material we rely on. If something here contradicts something on our site, believe them.

Ventura Regional Fire Safe Council

Our closest partner. Runs the free home wildfire assessments and the local contractor directory.

venturafiresafe.org

CAL FIRE · Ready for Wildfire

State-level guidance on defensible space, home hardening and evacuation. The source for Zone 0 rules.

readyforwildfire.org

NFPA · Firewise USA®

The program our eight communities are recognized under. Requirements, renewal, and the research behind it.

nfpa.org

IBHS · Wildfire Prepared Home

Insurance-industry research arm. The most rigorous testing on what actually keeps houses standing.

wildfireprepared.org